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• 09:20, 4 November 2025 104.160.8.137 talk created page Adjustable-Rate Mortgage: What An ARM Is And How It Works (Created page with "<br>When fixed-rate mortgage rates are high, lenders may start to suggest adjustable-rate mortgages (ARMs) as monthly-payment conserving alternatives. Homebuyers normally select ARMs to conserve cash momentarily given that the preliminary rates are usually lower than the rates on present fixed-rate mortgages.<br><br><br>Because ARM rates can potentially increase gradually, it frequently just makes sense to get an ARM loan if you require a short-term method to free up mon...")